Otis Consultation

Services

What I do

Life Insurance

Family Protection & Legacy Planning

Life insurance is more than a policy — it’s peace of mind. I help you secure the future of those you love, whether you’re planning for a child’s education, paying off a mortgage, or leaving a lasting legacy. With options across top-rated carriers, we’ll find a plan that fits your goals and budget.

Term & Whole Life Solutions

From affordable term life to comprehensive whole life plans, I guide you through the options, ensuring you understand how each choice supports your family’s long-term financial security.

Health Insurance

Personalized Plans for Individuals & Families

Navigating health insurance shouldn’t be overwhelming. Whether you’re self-employed, between jobs, or looking for better coverage, I help simplify the process and match you with the right plan from trusted providers.

Clarity, Coverage & Confidence

From policy comparison to network guidance, I’ll help you understand your benefits, avoid surprise bills, and choose coverage that supports your health — and your wallet.

Advanced Markets Life Products

Indexed Universal Life (IUL) & Annuities

Looking to protect your future while growing your wealth? IULs and annuities offer tax-deferred growth, principal protection, and a death benefit — all in one strategy. Ideal for retirement planning, wealth transfer, and long-term security.

Tax-Advantaged Retirement Options

With advanced market strategies, you can access financial tools used by high-net-worth individuals — now tailored to your situation. These aren’t just policies — they’re powerful planning vehicles for your future.

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    Free Estimation

    Request A Quote

    Request a free, no-obligation quote today, and let’s start protecting what matters most.

    Frequently Asked Questions

    Got questions about your insurance options? We’ve got answers, shared with the clarity you’d expect from a trusted friend.

    What types of insurance do you offer?

    I provide a wide range of insurance solutions including life insurance, health insurance, Indexed Universal Life (IULs), annuities, and advanced market strategies tailored to your financial goals.

    How do I know which insurance plan is right for me?

    I take the time to understand your personal and financial situation, then match you with the most suitable options from over 8 top-rated insurance carriers — no one-size-fits-all plans here.

    What’s an IUL and how does it work?

    An Indexed Universal Life insurance policy (IUL) combines life insurance coverage with tax-advantaged growth based on market indexes. It’s a great option for building wealth while maintaining a death benefit.

    Do you charge for consultations or quotes?

    No. All consultations and quotes are completely free. I’m here to guide you without any pressure or obligation.

    Can you help if I already have insurance but want to review it?

    Absolutely. I’ll help you assess your current coverage to ensure it's still the best fit for your needs and budget.

    How soon can my insurance coverage start?

    In many cases, coverage can begin as soon as your application is approved. The timeline depends on the type of policy and provider.

    Why should I work with an independent insurance producer like you?

    As an independent producer, I’m not tied to any single company — I work for you, not the insurance companies. That means you get unbiased advice and access to a wider variety of options.

    How do I get started?

    Just reach out via phone, email, or the contact form. I’ll schedule a free consultation to explore your options and find the right plan for you.

    Have more questions? Reach out via phone or email —we’re ready to help with your insurance needs!